By 2037 the average daily cost for Assisted Living will be $482 per day!**

Yes, that is $173,758 per year!

I know unbelievable right?


I hear all the time:

What do you mean Medicare does not pay for the Cost of Long Term Care?!

Take the first step, get a quote today!

Get a FREE long term care quote today.

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Let's Consider the Costs for Long-Term Care TODAY.



The cost of the facility depends on the type of facility and the level of care that is needed to keep seniors safe and enhance their quality of life.

Monthly board and care costs range from $1,200 to $2,500 for a semi-private room, which also includes personal care (such as medication management and incontinence care). Private rooms range from $2,000 to 4,000 per month. A few board and care homes will accept one client at an SSI rate ($1,050 per month).

Assisted living communities charge $2,000-$3,500 for a private studio with a small kitchenette and bathroom. This price covers the rent, three meals/day, housekeeping, laundry, activities and transportation. Personal care like bathing, grooming, toileting and medication management are at an additional cost; the fee for services is either based on a level of care or a point system. The cost of a one-bedroom unit ranges from $2,500 to $5,000.

Dementia care is more expensive, since it is a smaller unit with more trained caregivers. The price range is $2,500-$6,000 per month. Some communities charge more, depending on the level of care.

CCRC has a one-time entrance fee which can be costly, in addition to a monthly fee. The contracts for CCRC have different entrance fees based on the size of the apartment and on fee for services.

Community Fee: Most assisted living and dementia care communities charge a one-time community fee of $500-$10,000. This is not a deposit; the money is used for the upkeep of the property, initial assessment of the potential client and to paint and clean the carpets in the apartment. Sometimes this fee is negotiable.

Some of the important considerations are:

Is the facility licensed?  How long has it been in business? What are the credentials of the administrator or executive director?

Does the facility post a valid license? Are there written descriptions of residents’ rights and responsibilities?

Is it possible to see the latest state licensing inspection reports?

What is the monthly cost, what services are provided in that fee, what additional services are available and at what cost? What is the Community Fee?

Can the fees/charges be adjusted based on the level of care?

What happens when the funds run out? What is the notice period for a resident to leave the facility?

Is the facility safe, clean and have trained staff? Does the facility have 24-hour caregivers and an emergency response system?

Do the residents appear happy, relaxed, well groomed and engaged?

Is the facility wheelchair-accessible?

What is the staff-to-resident ratio? Are the staff engaged with the residents?

Can the facility provide references? Does the facility have respite stay?

Sometimes families get a good feeling when they tour the community and feel their loved one could live there and be treated with love, dignity and compassion.


Funding for Veterans

The Veterans Administration offers Aid and Attendance as part of an "Improved Pension" Benefit that is largely unknown. This Improved Pension gives additional monetary benefits to Veterans and surviving spouses who require another person to assist them with eating, bathing, dressing and undressing, medication dosing, or toileting. It also includes individuals who are blind or a patient in a nursing home because of mental or physical incapacity. Care in an assisted living facility also qualifies.

This most important benefit is overlooked by many families with Veterans or surviving spouses who need additional funds to help care for ailing parents or loved ones. This "Pension Benefit" IS NOT dependent upon service-related injuries. Aid and Attendance can help pay for care in the home, nursing home or assisted living facility. A Veteran is eligible for up to $1,703 per month, while a surviving spouse is eligible for up to $1,094 per month. A Veteran with a Spouse is eligible for up to $2,020 per month and a Veteran with a Sick Spouse is eligible for up to $1,338 per month.*

Many families overlook the Aid and Attendance Pension because it pertains to veterans who are still independent, but have an ill spouse. In this situation, if the spouse's medical expenses completely deplete their combined monthly income, the Veteran can file as a Veteran with a sick spouse.

Call Today for more information. 855-827-3674





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